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How daily allowances are calculated

You can estimate the amount of a daily allowance using one of our handy online calculators. If you want to calculate the amount yourself, see the calculation formulas below.

Benefit calculators

Calculators are available in Finnish and Swedish

Calculation formulas

The same calculation formulas apply to employees and self-employed persons. For self-employed persons insured under the Self-Employed Persons' (YEL) or Farmers' (MYEL) Pensions Acts, the annual income is defined as the annual earnings under the YEL or MYEL schemes.

An insurance contribution deduction is made from the wage or salary income and the salary for insurance purposes which are included in the annual income. There is no corresponding deduction from earnings under the YEL and MYEL schemes.

What is annual income and how is it determined?

Last modified 26/9/2026